Category Liability Insurance

Contractor Agreements and Accident Reports
by Bryan Lane Berson, Esq. Property owners hire many types of contractors (e.g., custodians, snow removers, repairmen), and their actions or negligence may cause accidents. Injured parties will likely sue property owners and the contractors. Thus, owners should insist that contractor agreements contain insurance and indemnification provisions. Owners should insist that before work begins, they […]

Preventing and Defending Against Premises Liability
by Bryan L. Berson, Esq. Property owners should try to prevent accidents and lawsuits. Proactively inspecting for dangerous conditions, repairing them, and implementing record keeping procedures can reduce legal fees and damage awards, slow increases of insurance premiums, and improve profitability. Most premises liability claims are negligence claims against property owners. A plaintiff must prove […]

Managing and Insuring Automobile Risks
by Bryan Lane Berson, Esq. A company may own a fleet of vehicles, supply some employees with a car as part of their compensation, or cover the cost a rental for a business trip. Accidents can result in personal injury and medical expenses, long-term disability, death, and property damage. Thus, organizations should develop a system […]